I had written before that I have a Citibank Dividend MasterCard. One of the benefits of this card is that it offers 5% cash back on rotating categories of merchants. The main problem I have with this arrangement is that I always forget which categories are currently offering 5% cash back when I am at the store. As a result, I often miss out on the bonus dividend dollars. In order to help me remember, I have decided to post the categories which change every three months here.
Q1 2015 (New Beginnings): Macy's, Home Furnishing Stores
Q2 2015 (Celebrate Spring): The Home Depot, Home & Garden Stores
Q3 2015 (Summer Fun): Hilton, Airlines
Q4 2015 (Holiday Shopping): Best Buy, Department Stores
Note that "Q1 2015" means from January 1 - March 1, 2015. Also note that even if you have a Citi Dividend Card, the enrollment is not automatic. You have to login and sign up for this offer at the Citibank website.
See also Discover Card 2015 Cashback Bonus Categories
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