gift card!Update: This giveaway is now over. A winner was selected and notified by Email. Please click on iPad Giveaway above for the latest contests. Also see Reader Submitted Money Saving Tips for the best entries sent in. Thank you for your interest in PFStock.
I am holding this giveaway in order to increase awareness of and traffic to my blog. I am asking readers to comment and to link to PFStock. And I am giving you the opportunity to win a great prize in the process. While I think that the Apple iPad mini is a great product, I would personally choose to get a Samsung Galaxy Tab
with the Amazon gift card, and pocket the difference. Nevertheless, I know a lot of people like iPads, so here is some more information about the Apple iPad mini.iPad mini Features:
- Dual-Core A5 Chip
- 7.9 inch display; 1024 x 768 resolution
- 5MP iSight camera, 1080p video recording
- Wi-Fi, 16GB capacity
- Up to 10 hours of battery life
- Weighs only 0.69 pounds
I will be holding a random drawing for the grand prize, which will be held on December 20, 2012. You can enter in several ways, and have up to 10 chances to win:
1) Any reader can post a comment below describing your money saving tip (1 entry). Here are some of the ideas that readers submitted last time:
http://www.pfstock.com/2011/02/reader-submitted-tax-and-money-saving.html
NOTE: This step is required. If your comment doesn't show up below, your entry will be discarded.
2) Post an INTELLIGENT comment on any other post on PFStock.com or pfstock.blogspot.com (1 entry).
If you are looking for posts to comment on, here are some suggestions:
The Cost of Print Magazines
How Much Do You Make?
Are We Supposed to Feel Sorry for This Person?
Finding the Best Credit Card for You
Comparing Brokerages
Are Credit Unions Really Any Better Than Banks?
What's the Best Gift Received from a Bank or Brokerage?
3) Link to PFStock.com using Facebook and/or Twitter (1 entry each).
4) Fellow bloggers can link to this post to let other know about the contest (1 entry).
5) Add PFStock to your blogroll or website homepage (5 entries). Also if you run a bona fide personal finance (PF) blog, please contact me (my Email address is in the right sidebar) with your URL and I can provide a reciprocal link to your blog.
You can enter up to 10 times using the the form below:
If you have a problem leaving a comment, please Email me. If the entry form doesn't show up, please cut and paste this link to go to the form directly:
https://spreadsheets.google.com/viewform?formkey=dEo3ZXRneGRvZG5RZUpmM1A0a29JZ2c6MA
RULES:
1) You can enter more than once, however each entry must be accompanied by a new, different comment (required).
2) Any comment that is fraudulent, illegal, obscene, or otherwise inappropriate will be deleted and/or any prize awarded will be forfeited. Do not spam my blog; the sponsors, advertisers, and I don't appreciate it.
3) NO PURCHASE NECESSARY. You don't need to buy anything to participate.
4) The drawing is limited to US residents, 18 years or older. A winner will be randomly picked from among the qualified entries received by December 20. The winner will be contacted by Email.
Please Email me (at the address listed in the blog sidebar) if you have any questions. Good luck to everyone!
PFS
This promotion is held in conjunction with pfstock.blogspot.com. There may be other ways to enter.
Note: PF Stock does not provide financial advice. Contact a financial advisor if you have questions. Opinions expressed in the comments are those of PFStock readers.
Don't necessarily choose the cheapest insurance, choose a company that will cover you in a loss AND has good premium costs
ReplyDeleteMy best money saving tip is to reduce the amount of monthly bills you have to the smallest number possible. For example get rid of cable, you do not need it. You can get rid of all the monthly bills except electricity and phone.
ReplyDeleteUse a free coupon with a Buy One, Get One Free offer, doubling your savings!
ReplyDeleteCheck your banking statements. Be careful of rewards programs where you might have to pay an annual fee! Ros dot writing at gmail dot com
ReplyDeleteUse credit cards to your advantage. Make sure to pay them off in full in month. I keep a list of all our monthly charges, each charge goes right on the list, so I know exactly what we will owe. We don't buy unless we have the money ahead of time. Also, Get a credit card that doesn't charge a fee and look for one with rewards.
ReplyDeleteThanks so much.
rickpeggysmith(at)aol(dot)com
Shop around online. Always google or check retailmenot for coupon codes for online purchases. Use ebates or another site to earn cash back on your purchases.
ReplyDeletePrice match, use coupons in store and online, shop around before purchasing, take advantage of credit card rewards and other store loyalty programs etc
ReplyDeletekport207 at gmail dot com
check websites for the best deals.
ReplyDeletealways price compare online before purchasing a desired product
ReplyDeleteMake a budget and stay on it and always avoid the temptation to "keep up with the Joneses."
ReplyDeleteLook at sale flyers online weekly and compare prices and coupons.
ReplyDeleteIn addition to using coupons and shopping around to get the best price you should work to keep the things that you have in good working order so that they don't need to be replaced and get as much use out of everything as you can - for example, you can use less than the recommended amount of laundry detergent and still have clean clothes; you can use half as much toothpaste and still get clean teeth, reuse disposable items (with care, you need to be sure that they CAN be reused without harmful effects) or don't use disposable at all.
ReplyDeleteI grow a garden in the summer and try to put up as much as I can to have fresh veggies and fruits during the summer and preserved food the rest of the year.
ReplyDeletesksweeps (at) earthlink (dot) net
Always make a list and never ever buy on the spot for big purchases
ReplyDeleteI comparison shop online then search for coupon codes to save extra money.
ReplyDeleteI religiously cut coupons and follow several great blogs that feature coupon matchups at local stores, so I can shop efficiently, quickly and most cost-effectively.
ReplyDeleteCarry your store affinity cards in a coin purse, separate from your wallet. This way, all of your store cards are all in one place and easy to find.
ReplyDeletePay yourself 10% first. David Chilton's advice will serve you well. Also - don't pay bank fees! Get a no-fee bank account at PC Financial or ING. Use a no-fee credit card and pay off your balance. And finally and most importantly - Spend less than you earn!
ReplyDeleteshop around online, you can find great deals and compare prices.
ReplyDeletecoupon, and organize with a list - the time invested will be worth it
ReplyDeleteMy car is a walking coupon shop. I have an envelope with coupons for shopping such as Macy's Express, Chico's etc. Then I have another with restaurant and fast food restaurants. Then the last is for grocery store items. I continually check Groupon, the radio and newspapers for deals to purchase both for at home and as gifts. We live on what we earn. We do not go out or buy unless we have the money for it. We drive older cars and my husband is in the car business. We save as much as we can in the 401K and have a savings for unexpected expenses. We pay off credit cards, do not take out loans and you'd be surprised what we earn. We would never stop in a coffee shop for a coffee when you can make it at home. We don't drink alcohol so that saves money
ReplyDeleteBest tip for saving would be to set up automated withdraws to IRA's, savings accounts, etc... What you don't see in your bank account, you won't spend.
ReplyDeletethis is not as much a money saving tip as it is a budget on a shoe string. I divide my monthly bills into my paychecks and pay that portion each and every paycheck. This was it is smaller amount and easier to budget.
ReplyDeleteIf you pay with cash you will spend less. It's too easy to hand over a card and not think about how much you're spending.
ReplyDeleteAutomate your savings so you'll be sure to pay yourself first.
ReplyDeleteRenee T
i try to save my money because i am a college student
ReplyDeleteally marie
sidandoli@gmail.com
my best money saving tip is to reduce wasteful spending like cigarettes, liquor, eating out...and to coupon when you can...you will save money faster than one might think.
ReplyDeleterypm25@aol.com
Make a list before shopping and stick to it. Resist those impulse buys.
ReplyDeletediane(dot)wortman(at)gmail(dot)com
Live below your means and save money. Do not carry credit card balances. Realize you cannot Keep Up With the Kardashians.
ReplyDeleteMy best money saving tip is to buy something even if you don't need it (except foodstuffS) when it's on sale, especially if you use it, because then you won't need to buy it when you need it.
ReplyDeleteA saving money tip I suggest is don't spend on unnecessary. Spend on needs, not wants!
ReplyDeleteMy best tip is to use coupons on products that you buy.
ReplyDeleteA good money saving tip would be look at other stores before jumping in and buying something because you wouldn't believe how many things i've looked at on one site and kept looking around and have deals on things. Another good tip is look for coupon codes before checking out on sites there are some really good codes out there for free that you can easily find with searches for free shipping and percent off of your total order which helps around the holidays and anytime! Hope i helped and thank you for the amazing giveaway goodluck everyone!
ReplyDeleteThe best tip would be to save more than you spend. Other solutions would be to always survey prices using certain apps that can scan barcodes and also to keep track of daily expenses with a limiting budget set for each month.
ReplyDeleteSern Khuan
My best tip is wait one week before buying any large ticket (non-essential) item. It truly gives you the time to think about the item and stops you from an impulse buy. It seems so simple but I have really instituted this rule in my life for anything over 100.00 and I have saved a large amount of money doing this. The time also gives you an opportunity to shop around and decide if you really need it and maybe, yes maybe, you forget about the item. If you do, you have saved $ and realized eventually that it wasnt that important (when you think about it again int he future.
ReplyDeleteMoney Saving Tip~ BUY GENERIC EVERYTHING. Generic is just as good as brand name!
ReplyDeletekytah00@yahoo.com
If you want a new car. Start saving the monthy payment for at least 6 months prior to ensure you will be able to afford it. Also if you save it for 6-12 months at $500 a month that iis 3000-6000 cash. you could use this to buy a used car paid in full and start saving the monthly payment again but 12-24-36 months. this will then give you 6000-180000 cash to pay for a very nice car including the trade in value of your car you bought for 3-6 grand.
ReplyDeleteMake sure to use coupons!
ReplyDeleteMy best money saving idea is to take a list when you go shopping and stick to it.
ReplyDeleteAlways use your grocery store's discount card and always look for coupons before you go shopping.
ReplyDeleteUse coupons and shop on sales
ReplyDeleteUse coupons, keep an eye on good deals, and buy in bulk.
ReplyDeleteericacarnes(at)gmail(dot)com
use coupons and watch sales and check the clearance racks
ReplyDeletevmkids3 at msn dot com
use coupons.
ReplyDeleteoyinayo@hotmail.com
always search online for coupons and sales, and if you don't 'need' the thingy wait for a coupon or sale (example> I like 3D movies but they cost way too much, I waited for Black friday and got them for 1/2 price). - regnod(at)yahoo(d0t)com
ReplyDeletenever spend change, just save it
ReplyDeleteMiz Vickik
I set aside a food budget. I do not use any other money outside of the food money. It helps us plan better and get what we really need.
ReplyDeleteromapup at gmail dot com
My best advice is to budget, budget, budget! And, like the above poster mentioned,
ReplyDeletesaved change adds up in a hurry. Lastly, avoid impulse purchases like the plague lol
Mary DeBorde
zenrei57 (at) hotmail dot com
I believe in setting realistic goals for myself when figuring out what I should be buying and saving. I know my needs vs. wants. I spend based on both, but I only spend on the wants if I have enough to cover those expenses. Too many people spend over the amount they really can afford because of impulse spending. That's bad budgeting. I've learned to plan ahead. Keep a "rainy day" account for those emergencies that may pop up. Plan for the future.
ReplyDeleteAvoid credit cards and pay with cash. You will be surprised how much money you will save.
ReplyDeletePlan purchases and watch hidden costs if you have to charge. Getting 18 months no interest and not paying things off is costly. You pay interest on the whole purchase after 18 months even if you only owe a few dollars. BEWARE
ReplyDeleteOne money saving tip is loose your cable company. With today's platform intergration, who needs regular tv. There are so many free options with internet tv and youtube. I say who needs it.
ReplyDeletetrishden948(at)yahoo(dot)com
My best tip is if you can't pay cash don't buy it. I am currently credit card balance free. (knock on wood) :-) Thank you.
ReplyDeleteStay out of stores! Only grocery shop with a list - and stick to it.
ReplyDeleteslehan at juno dot com
Make a budget, use coupons, buy items on sale and use cash so you don't overspend
ReplyDeletes2s2 at comcast dot net
Only shop sales, use coupons and make a plan so you don't overspend
ReplyDeleteMoney saving tip for travelers.. check out flyertalk the credit card threads.. you can literally aty & fly for free with the great sign up bonuses on so many credit cards
ReplyDeleteShopping around and comparing prices... never buy right away!
ReplyDeleteShop secondhand shops for clothing and housewares!
ReplyDeleteCompare prices every where online and check for coupon codes for fre shipping
ReplyDeleteLots of good tips. I try to buy whatever I need when it's on sale and try to save every extra cent I can, which is hard to do today with the high price of rent, etc.
ReplyDeleteI always check prices on the internet for things I will be buying. I try to shop for groceries from the store ad. I stock up when items are on sale and try not to pay full price for anything. dpschad@yahoo.com
ReplyDeleteFood is a big ticket item, follow the sales, use coupons, cut down on non essetial food items, you'll save money and learn to eat healthier.
ReplyDeletemy tip is to set alerts from deals websites for the things you need so that when a good deal comes around, you can buy it and not have to worry about buying at retail.
ReplyDeleteStock up when commonly used items are on sale.
ReplyDelete